Merry Christmas to you and your loved ones

By Rita R. Robison / December 25, 2010

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To those of you who observe and celebrate Christmas, I wish you the best on this joyous day.

I hope you are able to be with the ones you love and share much joy and happiness.

Peace on earth and good will to all.

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This week's top 10 money tips

1. Consider buying certificates of deposits, or CDs, but check on the interest rate for renewing after they expire.

2. Take a look at which companies are sharing tariff refunds with consumers: Walmart, Target, and Burlington by reducing prices, and which ones aren’t, Home Depot, T.J. Maxx, Marshalls, Ross Stores, Lowe’s, and Apple.

3. Check out these seven essential rules to get the best customer support every time such as verifying your warranty and account status, have critical details in front of you, keep detailed contact logs, and know when and how to escalate.

4. Check out these ways to be a good budgeter and see how your state ranks among the best to worst for the best budgeting skills.

5. Compare prices to get in on what some supermarkets are doing to win back inflation weary shoppers including: cutting prices on selected groceries – Walmart, Stop & Shop, and Giant Eagle; expanding cheaper private-label products – Kroger and Target; and giving reductions that are temporary, regional, or tied to loyalty programs.

6. Watch out for companies that are offering the buy now, pay later payment method for electricity and rent.

7. Check out these ways couples can reduce the stress in their relationship about money including establish common goals, make financial conversations routine, and be transparent about major financial decisions.

8. Take this quiz to find out if you’re really on your best investing behavior.

9. Keep an eye on Costco’s pilot program to offer Medicare Advantage plans to see if they can overcome the significant disadvantages of the plans such as high denial rates, delays in getting care, and limits on the providers that can be seen.

10. Research carefully if you want to retire to a low-tax state. Relocating could actually cost you more than you’d save.

Sign up for my newsletter and you'll get 10 tips like this every week, for no charge. And, tell your friends and co-workers about it so they can make savvy money choices, too. Here’s the sign up: https://tinyurl.com/makeyourmoneywork. And, for a big bonus, you’ll also get my free e-book on how to optimize their personal finance decisions.

September 3, 2026

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