Tips for saving more money in tough economic times

Want to know how to cut your spending?

An article "How to Get Everything for Less" in the October issue of Good Housekeeping caught my eye. It offers five helpful suggestions for consumers.

The tips offered include:

1. Stack discounts and store sales.

Look for Web coupons, Web codes, and other discounts to use when you buy items on sale. Get on the frequent-shopper mailing and e-mail lists of stores you shop in frequently.

2. Shop in high-income zip codes.

Check out the second hand stores in these areas.

3. Learn the sales cycle.

Ask at stores what day of the week new merchandise is put out and older items marked down.

4. Weigh how to pay.

Pay in cash at thrift stores, and use a credit card for liquidators and other stores where sales are final.

5. Do some post-purchase research.

Sign up for price drop alerts, at sites such as priceprotectr.com, after you’ve made a major purchase.

For details on these money saving suggestions, get a copy October’s Good Housekeeping at your local newsstand, supermarket, or bookstore, or check your local library for a copy.