Where are the cities where consumers have the highest and lowest credit card scores?

A credit score is a representation of your financial habits. It’s designed to predict risk, the likelihood that you’ll become seriously delinquent on your credit obligations in the 24 months after scoring.

How are the consumers in your community doing managing their finances? WalletHub compared the median credit scores of residents in 2,572 U.S. cities to provide this information.

Here’s a listing of cities at the top and bottom of the ranking:

Cities in the top percentile		Cities in the bottom percentile
The Villages, Florida: 807		Opa-locka, Florida: 572
Sun City Center, Florida: 789		Florence, South Carolina: 570
Sun City West, Arizona: 787		Union City, Georgia: 569
Green Valley, Arizona: 781		Riverdale, Georgia: 569
Saratoga, California: 780		Pontiac, Michigan: 567
Los Altos, California: 779		Suitland, Maryland: 566
Lexington, Massachusetts: 778		College Park, Georgia: 564
Estero, Florida: 778		Darlington, South Carolina: 561
Laguna Woods, California: 777		East Chicago, Indiana: 560
Pittsford, New York: 773		East Orange, New Jersey: 559
Potomac, Maryland: 772		New Brunswick, New Jersey: 557
Wilmette, Illinois: 772		Gary, Indiana: 555
Winchester, Massachusetts: 772		West Memphis, Arizona: 554
Oro Valley, Arizona: 772		Forest Park, Georgia: 553
Lafayette, California: 771		Inkster, Michigan: 553
Cupertino, California: 771		Detroit, Michigan: 552
Needham, Massachusetts: 770		Chester, Pennsylvania: 552
Gibsonia, Pennsylvania: 770		Harvey, Illinois: 552
San Carlos, California: 770		East St. Louis, Illinois: 546
Leawood, Kansas: 769		Camden, New Jersey: 541