As consumers across the country struggle with inflation and the rising cost of healthcare and housing, the National Consumer Law Center announces the 2025 edition of a helpful resource: “Surviving Debt.” The guide is designed to support individuals and families grappling with mounting debt, offering advice and strategies to regain financial stability.
With record credit card debt, mounting auto loans, and overwhelming medical debt and student loans balances, consumers need help.
“Our goal is to equip consumers with the tools they need to understand their rights, make informed decisions, and protect themselves from financial exploitation,” Tatia Gordon-Troy, chief publishing officer at the center, said in a statement.
Key features of “Surviving Debt” include:
- Practical debt-reduction strategies: Step-by-step plans for paying off debt, including credit cards, student loans, and medical bills.
- Consumer rights education: Descriptions of credit reporting, debt collection, and when and whether to file for bankruptcy.
- Financial guidance: Advice for managing finances and seeking relief after natural disasters and other major life-changing events.
Business Insider calls “Surviving Debt” the “best all-around guide to navigating debt.”
The digital edition of “Surviving Debt” is free online. It links to documents and forms, such as a sample “stop contact” letter to send to debt collectors and a “dispute” letter to contest alleged debts. It includes charts to keep track of debts and expenses and to plan a path to financial recovery.
“Surviving Debt” can also be purchased as a paperback for $20 with bulk pricing available.
