Every week I write a free email newsletter with 10 financial tips. I thought you might find my final Black Friday suggestions below helpful.
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Best wishes with your Black Friday shopping. I hope my tips help.
Rita R. Robison Newsletter
1. Check out these Black Friday deals at Target, Walmart, and Sam’s Club. NerdWallet also has suggestions on bargains as does DealNews and Consumer Reports.
2. Don’t forget to compare prices for Cyber Monday shopping, too. It’s the second most popular shopping day of the late November shopping frenzy.
3. Get ready for consumer financial stress to likely to continue into 2025 with debt levels at record highs.
4. Be aware egg prices are going up again due to shortages caused by bird flu. The disease flared up again in October, killing nearly 3 million hens in the major egg-producing states of Oregon, Utah, and Washington. The price of eggs has climbed by more than 30 percent since November 2023.
5. Take a look at this report that shows most Americans lack the means to be financially secure.
6. Go to the website of the National Financial Credit Counseling to find a credit counselor near you that can help you figure out a plan to tackle your debts.
7. Use the holidays for talking about financial topics with your family to help achieve financial freedom and help build generational wealth. Possible topics include financial gratitude, financial accomplishments, luxury vs necessity, and setting financial goals.
8. Check out these reasons why you should never store your payment information online including the website could get hacked, your device could be lost or stolen, and online security may vary depending on the site.
9. Check out these interest rate loan caps on a six-month, $500 loan in each state with Mississippi topping the list at 305 percent. The National Consumer Law Center recommends an APR cap of no more than 36 percent for loans of up to $1,000 and much lower limits for larger loans.
10. Behind on retirement savings? Save more in 2025 by maxing out your retirement accounts when you can.
November 28, 2024
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