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Facts and figures for Valentine’s Day 2023

American consumers spend more than $25.9 billion on Valentine’s Day each year. It makes the holiday the third-priciest on the calendar for U.S. consumers. Valentine’s Day spending for 2023 is estimated to be $192.80 per person celebrating, according to a Valentine’s Day survey by WalletHub, a personal finance website.

Shady Comcast salesman lies to try to get me into a yearly contract

A friend of mine recently received a $300 gift card under Comcast’s reward program. She thought she got it because she’s been a long-time customer. Since I’m a long-time Comcast customer, too, I thought it would be great to get $300 to spend, too. I went to the Comcast website and signed up for its rewards program.

Watch out for TAB Bank and other banks that allow non-bank lenders to launder high-cost loans through them

How do you pick out a bank? It’s more difficult than it seems. Many people choose a branch near them. But, banks can have practices that are detrimental to consumers who want to spend money wisely. The Federal Deposit Insurance Corporation or FDIC has downgraded Transportation Alliance Bank or TAB Bank to “needs to improve,” a low rating that few banks get.

What to buy and not buy in February

February is a month of possibilities for sales: Some for Valentine’s Day and some for Presidents’ Day. Here are some ideas on what to look for from Dealnews.com: Valentine’s Day – It’s likely that you’ll find some Valentine’s Day sales. Look for bargains such as 30 percent off on candy.

Watch out for ‘dark patterns’ that trick you into paying recurring charges for products and services you don’t want

Financial writers recommend when you’re having money problems that you review your subscriptions. Sometimes subscriptions that you aren’t using keep renewing or you didn’t realize you had one. “Negative option” programs include subscription services that automatically renew, and trial marketing programs that charge a reduced fee for an initial period.

What to buy and not buy in January

I spent quite a bit on having two Christmas celebrations with my daughters. Now that I’ve got a little cushion in my bank account again, what could I look for at January sales? I know it’s a great time forcwhite goods, sheets and towels, but what other great deals may now be available.

Watch out for deceptive loan practices when you buy a used car

Don’t get tricked into signing up for a high-cost loan when you buy a used car. Credit Acceptance Corp. misrepresented the cost of credit and turned the car-buying experience into a nightmare for many of its borrowers, the Consumer Financial Protection Bureau and New York Attorney General’s Office charged in a lawsuit.

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