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Be sure to find out the return policies for your holiday gifts

Rita R. Robison / December 15, 2024

Some stores have short or unfriendly return policies. These and other stores often extend their return policies during the holidays.

This week's top 10 money tips

1. Take a look these tips on what to buy on sale in October.

2. Check out your eligibility for compensation under a recent settlement for certain generic prescription drug purchases and submit a claim.

3. Take a look at where mortgage interest rates are increasing the most.

4. Be sure to consider fuel economy for your next car purchase because the Trump administration has just slashed fuel economy standards.

5. Trim dining out bills by drinking water, picking up takeout instead of using delivery, using rewards, and ordering appetizers instead of entrées.

6. Create a sinking fund, a separate, named savings account tied to a specific goal.

7. Make a plan for your holiday spending.

8. Check out which streaming services people who cut the cable prefer.

9. Consider a postnuptial agreement — it outlines the same things as a prenup, but you sign it after you’re married.

10. Learn about Gen Z spending with this survey that shows that Gen Z has the lowest savings-to-spending ratio of any generation.

Sign up for my newsletter and you'll get 10 tips like this every week, for no charge. And, tell your friends and co-workers about it so they can make savvy money choices, too. Here’s the sign up: https://tinyurl.com/makeyourmoneywork. And, for a big bonus, you’ll also get my free e-book on how to optimize their personal finance decisions.

October 1, 2026