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Facts and figures for the holidays 2023

Millions of people around the world are excited about the holidays. Shopping for gifts, gathering with friends and family, and attending religious events heighten excitement this time of year. Americans are expected to spend between 3 percent and 4 percent more in 2023 than last year, about $957.3 billion and $966.6 billion, according to a survey.

What you need to know about the Goggle Play Store settlement

Are you eligible to receive money from a Google settlement? Google agreed to pay $700 million to settle a lawsuit charging that the company used its monopoly power to charge consumers as much as 30 percent for purchasing apps and making in-app purchases in its Play Store. The agreement requires Google to pay restitution and change procedures.

Irritated over ‘junk’ fees? Let the FTC know the details

Junk fees – those hidden and bogus charges that have found their way into a wide variety of transactions – are on consumers’ minds. After receiving more than 12,000 comments about how these fees impact consumers and businesses, the FTC announced on Oct. 11, a proposed rule on deceptive fees. It’s now looking for further feedback.

Free credit reports now permanently available each week

Equifax, Experian, and TransUnion – the three national credit reporting agencies – are permanently extending a program that lets you check your credit report at the agencies once a week for no cost. Visit AnnualCreditReport.com to request free copies of your credit reports, the Federal Trade Commission advises. Other sites may charge you or be fraudulent.

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