Government

Watch out for TAB Bank and other banks that allow non-bank lenders to launder high-cost loans through them

How do you pick out a bank? It’s more difficult than it seems. Many people choose a branch near them. But, banks can have practices that are detrimental to consumers who want to spend money wisely. The Federal Deposit Insurance Corporation or FDIC has downgraded Transportation Alliance Bank or TAB Bank to “needs to improve,” a low rating that few banks get.

What’s antibiotic resistance and what you can do about it

I’ve written about antibiotic resistance a number of times. Antibiotic resistance happens when germs such as bacteria and fungi develop the ability to defeat the drugs designed to kill them. That means the germs aren’t killed and continue to grow. Resistant infections can be difficult, and sometimes impossible, to treat.

Watch out for ‘dark patterns’ that trick you into paying recurring charges for products and services you don’t want

Financial writers recommend when you’re having money problems that you review your subscriptions. Sometimes subscriptions that you aren’t using keep renewing or you didn’t realize you had one. “Negative option” programs include subscription services that automatically renew, and trial marketing programs that charge a reduced fee for an initial period.

12 more children die after two infant sleepers are recalled

If you have a child or grandchild or are a caregiver, you need to know about the dangers of infant sleepers. More than 100 deaths have been reported incRock ‘n’ Play Sleepers, which were recalled in April 2019. However, although 4.7 million were recalled, as of March 2022, only 9.5 percent of the sleepers had been accounted for.

Buy stamps and mail packages before Jan. 22 when rates go up

Last week, I received an email from the U.S. Postal Service suggesting I might want to pay for my post office box before the rates go up on January 22. The email said I could pay on the website or at my local post office. Being well informed, I didn’t click on the link in email. On the website, however, my payment wasn’t accepted.

Best wishes on Martin Luther King Jr. Day

As always, there’s a lot to consider oncMartin Luther King Jr. Day. I’m so glad that King Day was finally established. After a 15-year battle, legislation was signed in 1983 creating a federal holiday marking King’s birthday. The federal holiday was first observed in 1986, making 2023 the 37th anniversary of the King federal holiday.

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