When I went to the mall the other day, I saw Macy's had some pre-Black Friday sales. Unfortunately, the jacket I'd seen there about a week earlier wasn't there anymore. I have some Macy's bucks to spent because the sales associate charged me for a pair of pants that I told her I didn't want. The store manager said she couldn't refund my money because there wasn't an item to return. Strange. If I didn't get the item, I should have received a refund.
I'm not a big Black Friday fan since I went shopping once with my daughter in Sacramento, and we didn't find any deals.
But, if you're a fan, here are some Black Friday tips from WalletHub, a personal finance website:
- Belk, JCPenney, and Stage are 2018’s Best Stores for Black Friday, offering an average discount of at least 62.1 percent.
- Over 10 percent of items will be more expensive on Black Friday than they currently are on Amazon.com.
- Jewelry will offer the most value on Black Friday 2018 compared to their current prices, while computers and phones are expected to be the least rewarding deals.
- Thirty-five percent of people plan to spend more than $500 on holiday shopping in 2018 compared to 33% percent last year, according to WalletHub’s 2018 Holiday Shopping Survey.
- Disney, iTunes, and Visa top the list of 2018’s Best Gift Cards.
- Consumers can save $500-plus with one of 2018’s Best Credit Cards for Holiday Shopping.
- Most consumers already have access to little-known credit card benefits that can really come in handy over the holidays, including price-drop protection and coverage for damaged or stolen items.
- All store credit cards don't charge an annual fee, and the average card offering rewards in the form of discounts gives you more than 29 percent off your first purchase, according to WalletHub’s 2018 Store Card Landscape Report.
- Most of the major retailers offering 0 percent financing use a dangerous feature called deferred interest, which has the potential to make holiday purchases up to 27.5 times more expensive than expected.
